If an insurance company estimated the damage on my car at $800 and I later find out it is way more can I go ba?
My car got hit, their insurance company sent me to a mechanic shop to get an estimate, they said $823 and the insurance sent me the check. I just took the car to the dealership and they said the damage was $3100, can I go back to the insurance and ask for the difference?
Take the car to what ever shop you want to have repair the damage.
Give them a copy of the estimate the insurance company used to pay you.
When your shop of choice tears the car down….if they find additional damage – the repair shop will call the adjuster and let them know. Depending on the amount of the supplement, the insurance company may send the appraiser back out to inspect the car. Since the shop will have torn the car down, the appraiser will have a better time seeing all the damage. The appraiser will write an estimate for the additional damage (supplement) and the insurance company will issue payment. The supplement check is often issued directly to the repair shop.
If your question is can I get a supplement paid but I have no intention of fixing my car and just want to pocket the 2277? No. The insurance company will stand by the first estimate unless the car is taken to a repair shop and repairs are done. The first estimate is considered valid and they will stand by that one until repairs on the car show that more is needed.
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