Rear End Collision Damage Insurance
New York City Car Accident & Insurance Information Attorney
If you get rear-ended in New York State do you go through the other driver’s insurance or yours?
I was rear-ended, the guy who hit me claimed that since New York is a no-fault state my insurance would go up too regardless of fault. He offered to pay for the damage, which wasn’t much, so we parted ways and no police report was filed (my first mistake, it seems) but once I got the estimate he balked because the collision shop recommended I replace the bumper (it was the second time i was rear-ended on the same bumper) and the amount seems unrealistic. I went to another shop and they said they couldn’t guarantee their work on top of the previous shop’s work, and to go back to the original guy, who recommends replacing the bumper for $741. The guy who hit me is offering me $300 take it or leave it. Can I go (or could I have gone) through the other guy’s insurance?
your insurance shouldn’t go up because the accident was his fault. sounds to me like he was just trying to get you to no file a claim with insurance. If i were you, i would call my insurance company and ask what you should do. if its his fault, he needs to pay for the damages. I was in an accident last week and it was the other person’s fault. my insurace gave me two options:
1) go through them, they pay for everything, except dedutables and such… and they then get reimbursed through the other insurance, and will send you the check for the deductibles that you paid
or
2) call the other insurance and file a claim with them and deal directly with them (which is what i did since i have liability only and i would have had to pay 1500 to fix my car and then wait to get reimbursed)
Motorists urged not to be victims of sophisticated Car Insurance Scams
Motorists are about the dangers of becoming victims of a new wave of high-level Car insurance fraud scams warned. A development in modern technology has meant that fraudsters and organized crime rings are forever sophisticated methods to defraud insurance companies while seeking ways to avoid detection.
Through the awareness of motorists to ensure they are less likely to end up as victims, so it is important that people know the type of insurance tricks that fraudsters are ready to use. The most popular scam is the establishment of auto accidents.
This type of fraud can also be a vehicle abruptly in front of another car as a rear-end collision caused to or to claim for a driver who they will be helpful if they actually intend to stage an accident, will look like the guilt of the innocent driver.
Motorists should ask themselves: the question, "How can I tell if these situations to develop around me?"
Signs that a fraud may be in place to are too narrow for a driver, or two vehicles, apparently traveling together, but before and behind another car. Both were worthy of special attention and caution.
The easiest situation for fraudsters pull their trick is, braking sharply in front of another car through an innocent motorist, driven in a rear-end collision results. Motorists must therefore ensure that they keep their distance and focus and pay attention to unusual movements.
A car expert, said: "This staged accidents involve a driver deliberately engineering a situation where you crash into her car. This is obviously an insurance scam, in fact, there are a number criminal acts in which you made to the driver as a victim of someone else's car to make the desire to make money from your insurance company .
deliberately Another scam for people to have are cars drive to a different position after an accident, and adding significant damage to their vehicle, so say they can do it all occurred during the initial collision. Photographing the cars involved immediately after the accident, including one of the drivers and the Number of people in the cars will help in determining the facts. A single passenger car, which then makes a subsequent demands for four groups of whiplash injury is a serious problem faced by many insurance companies.